Long-Term Care Planning Is Important for Women

January 31, 2012 by Lawson Arney || Leave Comment || No Comments

Provided by Lawson Arney, Financial Adviser, Morgan Keegan

The prospect of needing long-term care is an important, yet sometimes overlooked, part of financial and retirement planning. Yet it may be especially vital for women to consider as they often face the need for long-term care as both a caregiver and recipient.

Women as caregivers

While you may think most long-term care is received in a nursing home setting, the National Clearinghouse for Long-Term Care Information (National Clearinghouse) estimates that about 80% of care is provided at home by informal (unpaid) family caregivers. Of those caregivers, about 60% are women (www.longtermcare.gov).

In many instances, the care provided for chronically disabled older adults is quite intensive Continue reading →

FILLING THE GAPS

September 10, 2011 by Lawson Arney || Leave Comment || No Comments

Are There Gaps In Your Insurance Coverage?
Buying insurance is about sharing risk. For example, health insurance will cover some of the cost of getting and staying healthy. Homeowners insurance will assume the risk of loss in case your home is damaged or destroyed. But oftentimes, we think we’re covered for losses by insurance when, in fact, we’re not. Here are some common coverage gaps to remember when reviewing your own insurance coverage. Continue reading →

Inflation or Deflation: Watching for Warning Signs

August 14, 2011 by Lawson Arney || Leave Comment || No Comments

There’s been much debate in investing circles over the last year about whether inflation or deflation represents a more likely threat to the future of the U.S. economy. With a recovery that’s still tentative compared to previous recessions, measures designed to stimulate the economy or cut spending to rein in the budget deficit provoke warnings about their potential to create one or the other. Continue reading →